I tried Darkfall for a while, it's got a 14 day trail. It's pretty good and losing all the stuff you carry isn't that bad if you bank often... (+ you can loot your own gravestone to get everything back if you're lucky)

The only thing I didn't like was that the combat isn't as fast-paced as Spellborn's combat. It's comparable to TES Oblivion/Morrowind (w/o the speedhax spells )

I believe you'll level your athletics when you run around a lot, so it might get a bit faster...also kinda like the TES games. so...I might buy it once I have some more money lying around. It's kinda expensive with the monthly fee + the initial purchase. Being a jobless student does have its downsides >_<"